Tulsa Trucking Insurance

At Tulsa Insurance Guy, we pride ourselves on offering coverage for every area of your life. As a member of the commercial trucking industry, you know how important it is to protect not only yourself and your family but also your livelihood. With policies from over 80 nationally-recognized insurance carriers, we can provide you with the coverage you deserve at a price that fits within your budget.

Liability Insurance Coverage

Regardless of your circumstances, liability insurance coverage is required by most states as a part of your trucking license. Liability coverage helps to pay for personal injury or property damage to another individual for which you may be held responsible if you are involved in an accident while driving your truck. 

It is also wise to consider upgrading your limited liability policy to a general liability policy. General liability protects both you and your business if you are involved in a lawsuit or claim of any type. The Federal Motor Carrier Safety Administration (FMCSA) requires that certain types of trucking operations carry adequate general liability insurance coverage.

Additional Truck Insurance Coverage

As a truck driver or trucking company, your level of risk is much higher than other occupations. For this reason, it is important to consider additional types of coverage on top of your general liability coverage. Some other types of insurance that truckers should consider include:

• Cargo insurance that protects the cargo you are carrying if you are involved in an accident, storm, or other incidents that delay delivery.

• Bobtail insurance that covers any accident that happens when your truck is not actively pulling a trailer or being used for a job.

• Physical damage insurance helps to pay for damage to your own truck if you are involved in an accident.

• Reefer breakdown insurance covers the breakdown of a refrigerated truck that leads to the loss or damage of cargo.

These are just a few examples of additional coverage that can be added to your Tulsa trucking insurance policy. The Tulsa Insurance Guy team will assess your operations and provide you with information regarding the level of coverage that is most appropriate for your needs.