This one convenient commercial insurance policy combines two of the most critical business insurance coverages – business property insurance and general liability protection. With a business owner’s policy, you can have the satisfaction of knowing that your business is protected in the event of an unexpected event.

Even if you own a small business, you may have a vehicle that you use for deliveries, appointments, or meetings. With commercial auto insurance, you receive coverage for yourself, your employees and the vehicles you own, lease, rent or borrow.

If your business is located in an area that is prone to flooding, it is wise to consider commercial flood insurance. This type of coverage protects your business from flooding caused by hurricanes, rain, snow melts, or drainage caused by new developments.

The Tulsa Insurance Guy team can help you assess your need for this type of important coverage based on your location and risk for flooding.

Some of your most valuable business assets are the items that your business owns and leases. Commercial property insurance covers items such as medical equipment, inventory, furniture, fixtures, and more in the event that they are damaged or lost due to theft.

Certain businesses are more susceptible to lawsuits. Commercial umbrella insurance increases your liability protection when a lawsuit maxes out the limits of your current coverage. This can save you from living through your worst nightmare.

In our current age of technology, data safety is an important thing to consider. Even with the best practices in place, a data breach can occur at any time. Data breach insurance helps your business comply with regulatory requirements, providing guidance on how to prevent and handle a data breach, and covering response and liability expenses to quickly restore confidence in your practice or business.

General liability insurance provides your business with the financial protection that can help keep your assets from becoming vulnerable in the event of a lawsuit. This coverage is recommended for businesses of any size or nature.

If your business or organization is involved in international commerce, it is important to invest in global insurance. This coverage package is designed specifically for businesses and organizations that conduct business overseas without permanent employees or physical plants outside of the United States.

More now than ever, business owners are starting successful endeavors out of their homes. For some businesses, there is no need to invest in an additional office space. If you run a business out of your home it is important to discuss commercial insurance solutions.

This coverage provides you and your organization with an added layer of protection for your specific responsibilities and exposures.

Often known as errors and omissions coverage, this type of policy helps to protect your business if you are sued by a client or customer claiming a negligent act, error or omission in the professional service(s) you provided.

This additional coverage provides assistance in evaluating your exposures to loss and consults with you on how you can improve conditions to run a safer and ultimately more profitable business.

Surety and fidelity bond coverage help ensure that your business is in compliance with contractual statutory or court-mandated requirements.

Especially important to consider as you begin to grow your team, workers’ compensation provides coverage for work-related injuries or illnesses, medical bills, and lost wages, and helps pay for rehab as well as disability coverage.