Some of our carriers offer additional discounts. For example: RV operators aged 55 years old or older who successfully complete an approved accident prevention course can get a discount that lasts for three years.
Qualify for a discount when your RV is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your RV has either a LoJack or Teletrac system, we represent insurance carriers that will waive your comprehensive deductible if your RV is stolen while the anti-theft service is activated.
Qualify for a discount when you insure your RV and car on the same policy.
Get a multiple policy discount when you also insure your home, condo, motorcycle or boat with the same insurance company.
Reduce your coverage to just comprehensive during the months your RV is stored for the winter. When it’s time to head back out on the road, call us to reinstate your liability and any other coverage on your policy.
A higher deductible will lower your insurance rate by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket if you file a claim.
The make, model and safety features of your RV will have an effect on how much it costs to repair, maintain and to insure. When you’re shopping for a motor home, trailer or camper, ask your Tulsa Insurance Guy to compare the cost of insuring different RV models. If there’s a significant difference, it may have an influence on which RV you choose to purchase.