Motorcycle Insurance Features & Coverage Options

Be Safe. Get the Coverage You Need to Enjoy the Ride.


We understand at Tulsa Insurance Guy that your motorcycle is one of your most prized possessions. A lot of our clients ride and we understand the importance of bike safety.


What Makes Us Different


Helmet, Jacket, Boots, and Gloves

Some insurance providers offer coverage up to $1,000 per person, per incident, to replace safety apparel lost or damaged in a collision at no extra charge and no deductible. This coverage is also included with liability only polices—something many other captive agencies are unable to offers.


New Harley® Replacement

You’ve been saving up for that new Road King® for years. Don’t let all your hard work go to waste. Two-year replacement cost coverage for your new Harley-Davidson® motorcycle is included as stock coverage with some of the preferred insurance carriers.


Popular Coverage Options


Customize Your Motorcycle Insurance

Our insurance companies we represent gives you the option to choose the coverage that fits you so you can enjoy the open road. Let’s us put together a policy that’s price right without sacrificing the coverage you deserve.


Custom Parts and Equipment

With having over 20 insurance carriers we are able to provide optional custom parts coverage up to $20,000 per bike. In fact some our carriers covers your first $3,000 automatically at no extra charge when you choose a Custom Parts and Equipment package.


Roadside Assistance

Roadside Assistance, which also covers towing to the nearest qualified repair shop and other basic emergency services. We’ll help get you back on the road quickly if you break down.


Coverage Required in Most States

Mandatory motorcycle insurance requirements vary by state. We like to offer motorcycle insurance policies that are designed not only to satisfy all mandatory requirements but offer even more great coverage options.


Bodily Injury Liability

Helps pay for bodily injury expenses, like hospital bills and medical care, that you may be held responsible to pay if you cause an accident that injures someone else, other than a guest passenger.


Guest Passenger Liability

Similar to bodily injury liability, but specifically covers a guest passenger riding with you on your motorcycle.


Property Damage Liability

Helps pay to fix someone else’s vehicle you’re held responsible for damages in an accident.


Coverage Required in Some States


Uninsured/Underinsured Motorist Coverage

Helps pay for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.


More Coverage Options



Helps pay for repairs or to replace your ride if it is stolen, vandalized or damaged in some way other than in a collision. Includes loss or damage from fire, flood, falling objects, wind and collision with an animal.



Helps pay for repairs to your motorcycle for damage caused by an accident.


Medical Payments

Helps pay hospital bills and medical care expenses for you or a guest passenger injured in an accident, no matter who is at fault.