Renters Insurance FAQ

What is renters insurance?

Renters insurance protects your belonging from damage and theft. It also protects you in certain types of liability cases, like if you’re held legally responsible for injuries to another person while they’re visiting your apartment or the house you rent.


Does renters insurance pay my rent if I can’t on some months?

Renters insurance is not for paying your rent. However, it may cover expenses related to temporary housing if you can’t live in your building while it’s being rebuilt or repaired after being damaged.


Doesn’t renters insurance cost a lot?

It usually costs a few dollars a month. It could cost a lot more to replace all of your stuff without the protection of a renters insurance policy.


Is my landlord responsible for insuring my apartment?

No, your landlord is responsible for insuring the building.


What if my luggage gets stolen while I’m on vacation?

You belongings are covered at home or anywhere in the world. So don’t worry. We got your back.