Whether your home is brand new or you have owned it for years, it is likely your greatest asset. Tulsa Home Insurance doesn’t just protect your house and property, it also protects your belongings, yourself, and your guests. At Tulsa Insurance Guy, we work hard to find the best combination of home insurance coverage, value, and price to suit your unique needs.
By investing in a Tulsa home insurance policy, you can prevent unnecessary stress, hardship, and frustration following damage or destruction to your home. This is a priceless amenity that should not be overlooked.
While you never want to imagine the worst, it is important to be prepared for the unexpected. Tulsa homeowners insurance is the best way to protect the investment you have made in your home. This important type of coverage helps to pay for the cost of repairing or rebuilding your home should damage occur through a fallen tree, water damage, fire, or other disasters.
In some cases, damage to your home causes you to vacate while the repairs are made. Your Tulsa home insurance policy will help to cover the cost of temporary housing and living expenses, greatly minimizing the stress surrounding such a tragedy.
Whether you are looking for a home insurance policy that offers basic coverage or the increased protection that a comprehensive policy provides, our team is ready to serve you. In addition to standard Tulsa home insurance coverage, we offer several additional types of coverage including the following:
We are passionate about providing each of our clients with the flexibility and information they need to select a policy that is customized to their needs. Tulsa Insurance Guy partners with over 80 nationally-recognized insurance carriers, providing our clients with access to great coverage at even better rates.
Even with the best Tulsa home insurance policy in place, it is important to take steps to prevent the need for a claim.
At Tulsa Insurance Guy, we recommend that each homeowner compiles a complete home inventory list. Work through each room systematically, listing your belongings from most expensive to least expensive. There are even services that will compile an inventory for you!
There are several ways that this allows you to make the most of your policy. First, with a home inventory in place, you can properly assess the value of your belongings. A home inventory enables you to purchase a policy that covers your belongings in the event of a disaster.
Second, a home inventory allows you to make a claim more quickly if your home is damaged. By compiling a list of your valuable items ahead of time, you can eliminate the stress of trying to remember the items within your home if they are lost or damaged. It is best to keep your completed home inventory online, or in a deposit box, for safekeeping.
Is your home properly protected? Contact our team today to learn more!
Although your Tulsa home insurance policy covers certain types of water damage, it will not cover damage that was caused by floodwaters. For this reason, you must invest in Tulsa flood insurance if you live in an area prone to flooding. A separate flood insurance policy provides additional protection and reassurance that you will be able to easily repair or replace your home following the devastation of widespread flooding.
Many Tulsa homeowners overlook the possibility of flooding since they are not located near the coast. However, inland flooding presents just as much of a risk to your home. From overflowing lakes and rivers to clogged storm drains, the effects of a severe rainstorm are widespread.
At Tulsa Insurance Guy, we will discuss your home’s location, often looking at a topographical map of your area to determine the probability of flooding. With this information, we will be able to provide you with our professional opinion on adding this type of coverage to your policy. As with any type of insurance, it is better to prepare for the unexpected than to be caught in a bad situation wishing you had thought ahead.
By combining your Tulsa flood insurance with other policies such as your home or auto policy, you can become eligible for incredible discounts on your premiums, saving you money on the coverage you deserve.
At Tulsa Insurance Guy, we receive many questions from clients wondering why they should consider a flood insurance policy in addition to their existing homeowners insurance. The truth is, not everyone benefits from this additional coverage. However, for homeowners who live in flood-prone areas, a Tulsa flood insurance policy should be a non-negotiable.
Your flood insurance policy will cover damage or destruction to your home, or the contents within, in the event of a flood caused by an external event. Tulsa flood insurance covers flood damage caused by rain, snow, or other natural elements. It does not cover flooding due to internal elements such as burst pipes, clogged systems, or other interior elements.
We are dedicated to finding a home & flood insurance policy that offers great value, exceptional coverage, and the best rates available! Contact the Tulsa Insurance Guy team today to learn more or to receive a quote on a policy that is customized for your situation.
Even with the best Tulsa flood insurance policy in place, it is important to take steps to prevent the need for a claim. During an exceptionally rainy season, take extra time to prepare your home and yard. Simple tasks such as ensuring proper lawn drainage and clear gutters can minimize the impact of a storm that would lead to flood damage.
It is also important to make sure that your flood insurance policy would cover the cost of repairing or rebuilding your home in the event of widespread flood damage. Review your Tulsa flood insurance policy on a yearly basis with the Tulsa Insurance Guy team to ensure that your policy provides sufficient coverage for any disaster.
At Tulsa Insurance Guy, we consider it a privilege to partner with you in the protection of your family and your greatest assets. Our team works tirelessly to provide you with the information you need to make informed decisions regarding a Tulsa flood insurance policy that meets your unique needs. Contact us today for further information regarding this important coverage!