Tulsa Auto Insurance

Prepare for what’s ahead with a Tulsa auto insurance policy through Tulsa Insurance Guy.

Our wide selection of policies provides essential liability protection and other coverages required by law. They also include coverage if your car is involved in an accident while being driven by you or someone else. 


To enhance your auto insurance policy with extra protection for damage, emergencies, repairs, and personal property, you can choose from our many additional coverage options. Our team is passionate about providing you with personal advice regarding a policy that offers you the best coverage, value, and price.

Car Insurance Tulsa

Tulsa Auto Insurance Requirements

Although the minimum auto insurance requirements vary by state, basic coverage is a necessity for anyone who operates a vehicle. Most states require drivers to have both bodily injury and property damage liability insurance. Some states require coverage to help pay hospital bills and medical expenses for you and your passengers related to injuries from a car accident, no matter who is at fault. 


Still, other states require that you protect yourself from uninsured or underinsured motorists. The Tulsa Insurance Guy team can easily assess your situation and provide you with professional advice regarding a Tulsa auto insurance policy that meets both your needs and your budget.

Bodily Injury Liability Coverage

This type of coverage helps to pay for bodily injury expenses, such as hospital bills and medical care, that you may be held responsible for if you cause an accident that injures another driver or another car’s passengers.

Property Damage Liability Coverage

This type of coverage helps cover the cost of fixing someone else’s vehicle if you’re held responsible for damaging it in an accident.

Personal Injury Protection & Medical Payment Coverage

Adding this coverage to your policy helps to pay for hospital bills and medical care expenses for you and your passengers if you’re injured in an accident, no matter who was at fault. Some states require personal injury protection. If it’s not required where you live, you can always choose to add it yourself. When moving from another state, it is always better to ask than to assume you are covered as each state varies.

Uninsured & Underinsured Motorist Coverage

Optional in most states, this type of coverage helps pay for damages you are legally entitled to recover from a driver without liability insurance or a hit-and-run driver or for an amount that exceeds an at-fault driver’s insurance limits. In other words, it covers you when the other guy doesn’t have enough or any insurance to pay you for damage repair or your medical bills. If it’s not required where you live, you can always choose to add it for your protection.

Comprehensive Coverage

Many of our clients choose to invest in comprehensive auto coverage. This type of coverage helps to pay for repairs or to replace your car if it is stolen, vandalized, or damaged in any way other than in a collision. Comprehensive coverage includes loss or damage from fire, flood, falling objects, wind, hail, or collision with an animal. Comprehensive coverage provides you with peace of mind knowing that you have protection for whatever comes your way.

Collision Coverage

Collision coverage helps pay for repairs to your car for damage caused by an accident. Having this added layer of protection greatly eliminates the stress and inconvenience caused by an accident that damages or destroys your vehicle.

Who We Work With

Over 81 Companies to Choose From

What Makes Our Tulsa Auto Insurance Coverage Different

At Tulsa Insurance Guy, we are committed to providing each of our clients with an insurance solution that is customized for their needs. We partner with over 80 nationally-recognized insurance carriers, allowing you to select a policy that provides you with all of the coverage that you need, and none of the coverage that you don’t.

Accidents are expensive! Not only do you incur fees for the repairs made to your car, but you may also be charged for the first aid services you receive. Many of our Tulsa auto insurance providers offer coverage for reimbursement of first aid administered following an accident.

Each of the Tulsa auto insurance providers we represent has different qualifications regarding accident forgiveness. If you have prior involvement in a car accident of any kind, you may be able to lower your rates through accident forgiveness. Call us today to learn more about how you may qualify.

Who wouldn’t want to pay less out of pocket when filing a claim on their Tulsa auto insurance policy? Since Tulsa Insurance Guy is an independent insurance agency, we can partner with carriers that will reduce your collision deductible with each annual policy renewal.

You can add roadside assistance to your Tulsa auto insurance policy for only pennies a day. This additional service covers towing to the nearest qualified repair shop and other basic emergency services such as changing a flat tire, delivering gas, oil, or other essential fluids, jump-starting your battery, and sending out a locksmith. Through roadside assistance, we will help you get back on the road, no matter where you find yourself.

After your car has been damaged, paying for the cost of a rental car while your car is in the shop is an added stressor. With rental car reimbursement, your Tulsa auto insurance policy will help to pay for the cost of renting a car following a covered loss or damage. 


Whatever your Tulsa auto insurance needs, the Tulsa Insurance Guy team is always ready to provide you with a customized solution. Contact us today to learn more!

Tulsa Classic Car Insurance

We understand your love of classic cars! Your classic car is likely one of your greatest investments, it is important to protect your classic car with the insurance coverage it deserves. At Tulsa Insurance Guy, we specialize in providing Tulsa classic car insurance solutions that are customized to your unique needs.


We have provided coverage for a wide range of classic cars including antique cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars. With the peace of mind provided through Tulsa classic car insurance, you can enjoy your ride, knowing that you are prepared for whatever comes your way.

Tulsa Car Insurance
Tulsa Independent Insurance Agent

What is Tulsa Classic Car Insurance?

Tulsa classic car insurance provides the same level of coverage offered through traditional auto insurance policies. Partnering with over 80 nationally-recognized insurance carriers allows us to provide our clients with a wide range of customization options suited for their unique needs.


While some insurance carriers set yearly mileage limits on their classic car policies, we want our clients to be able to enjoy their prized possession! The majority of our Tulsa classic car insurance carriers allow you to select regular use coverage, allowing you to drive your classic car up to 10,000 miles per year. Do you prefer to take your car out for special occasions only? There is no need to pay for coverage you don’t use. A restricted use coverage policy is perfect for individuals who drive their classic cars less than 5,000 miles each year. Pay for the coverage that you need, and none of the coverage that you don’t! 


Unlike daily drivers, classic cars rarely depreciate over time. Because of this, we offer classic car insurance coverage based upon an agreed value that does not depreciate. With this type of policy, you can ensure that you would receive the value of your car if it was declared a loss due to theft or damage. 


With Tulsa classic car insurance through Tulsa Insurance Guy, you can confidently enjoy your classic cars knowing you are equipped to handle the unexpected. Contact our team today for more information!

Get a Quote Today!

We are dedicated to finding an auto insurance policy that offers great value, exceptional coverage, and the best rates available! Contact the Tulsa Insurance Guy team today to learn more or to receive a quote on a policy that is customized for your situation.

Auto & Classic Car Insurance Through Tulsa Insurance Guy

Our team is dedicated to providing a simple, streamlined insurance experience.

Far too often, individuals dread the stress that often accompanies the insurance process. At Tulsa Insurance Guy, we do the work for you, shopping the marketplace to locate policies that align with both your needs and your budget.


We are also passionate about helping our clients save money while protecting every area of their lives. Because of this, we always look for lower rates, applicable discounts, and special offers from various insurance carriers. Whatever your insurance needs, the Tulsa Insurance Guy team is ready to serve you!