Many of our carries offer classic car insurance with an average cost of less than a dollar a day, Talk to us at Tulsa Insurance Guy to learn ways to save on your classic car insurance.
Complete an Accident Prevention Course
If you’re a collector who successfully completes an approved accident prevention course, you can qualify for a discount that lasts for three years. Some of our carriers require drivers to be 55 years or older to qualify.
Qualify for a discount when your classic car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your car has either a LoJack® or Teletrac® system, you can possibly be able to waive your comprehensive deductible if your car is stolen while the service is activated if you decide to go with certain insurance companies we represent.
Weekend and Holiday driver?
You can drive your classic any time you want. But when you drive less than 5,000 miles a year, you’ll qualify for limited use rates. You probably have another daily use car, but like to drive your collector car on weekend tours, leisurely fall trips, and to special events.
Get a discount when you insure your classic car and a regular auto with the same insurance carrier.
Qualify for a multi-policy discount when you also insure your motorcycle, home, boat or RV with the same carrier.
Additional ways to Lower the Cost of Your Classic Car Insurance
Significantly lower your rate when you reduce your coverage to just comprehensive during the winter months that your classic car is not driven and cozily stored in a safe garage. When cruising season begins again, call us at Tulsa Insurance Guy to reinstate your liability and any other coverage on your policy.
Select a Higher Deductible
Raising the amount you pay out-of-pocket for losses will reduce how much you pay for your policy premium. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket when you file a claim.