Classic Car Insurance Features and Coverage Options

Your Vintage Car Is a Beauty.

Make Sure She’s Well Protected in Her Golden Years.
We know that classic cars come in all shapes and sizes and each one deserves special protection. We also know not all collector cars are used the same. You may drive your classic car regularly or only take her out of the garage for shows and special occasions. Tulsa Insurance Guy can help you select an appropriate policy based on how many miles you drive, the age of your car, and any custom modifications.

What Makes Us Different

Agreed Value

Regular cars lose their value over time from the adverse effects of wear and tear. Classic, collectible and vintage cars are a different story. Many increase in value over time. With agreed value classic car insurance, if your car is declared a total loss after being stolen or damaged, you will receive the amount we agreed upon when you took out your policy. All you pay is the deductible.

Go out and Drive

Our companies allow you to drive your classic car on more than just weekends and holidays. Take it out for a spin and drive up to 10,000 miles per year with a regular use option. Or choose a limited use option if you drive your classic less than 5000 miles per year. You can even mix your daily use cars with your collector cars on the same policy. You can also split them up as individual policies with separate insurance carriers. It’s your choice.

Do you have a collection of classic cars?

We have carriers the will insure your entire classic car collection, whether you’re a collector of just one or three or even 100. We got you covered.

Popular Coverage Options

Roadside Assistance

Classic car Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services like changing a flat and delivery of fuel, oil or other essential fluids. Flatbed tow trucks are available upon request. We’ll help get you back on the road quickly if you break down.

Emergency Assistance

Includes all the benefits of Roadside Assistance plus coverage for expenses like taxi fare, lodging, and protection for personal belongings including tools and spare parts left or stored in your car.
Would you like a Diminishing Deductible?
We represent companies that have this as an option. Some requirements have to be met: remain claim-free and you can reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of $500 or for five years.

Personal Property Coverage

Covers damage or theft of some personal belongings from your car, including your tools.
Are Pet’s Covered.
Yes, we can help show you insurance carriers that will pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.

Standard Coverage Options

Our insurance carriers offer classic car insurance and many have all the same basic coverage options as regular auto insurance, including:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal Injury Protection (PIP) and Medical Payments (MedPay)
  • Uninsured and Underinsured Motorist (UM/UIM)
  • Comprehensive
  • Collision