Condo Insurance FAQ

Answers to frequently asked questions about personal condo insurance.

What is condo insurance?

Condo insurance covers most of what your condo association master policy doesn’t. You’ll definitely need to provide your own coverage for personal belongings. You’ll likely need additional coverage for any improvements or remodel work you’ve done inside your condo unit.

Which part of my condo am I responsible for?

You’re usually responsible for what’s inside your condo unit, including your personal belongings, appliances, light fixtures, bathtub, toilets and sinks, walls and floors.

Who insures the pool, tennis courts and function hall?

Shared buildings and common areas are usually covered by your condo association master policy.

Do I get a discount for having a burglar alarm?

Yes, you do.