Umbrella Insurance

What happens when the unexpected happens? A Tulsa umbrella insurance policy prepares you for this type of situation. This essential level of coverage goes beyond the coverage provided through your home or auto policies. An umbrella insurance policy provides broader coverage that protects you and your family if you are sued.

Tulsa Auto Insurance
Independent Insurance Agent Tulsa

Prepare for Anything with Tulsa Umbrella Insurance

In the blink of an eye, an unexpected, multimillion-dollar lawsuit could cost you your home, car, property, savings, investments, and even your future income. Unfortunately, these situations occur when you least expect them, leaving you scrambling to survive. A Tulsa umbrella insurance policy through Tulsa Insurance Guy is the best way to prepare for the unexpected, protecting your family’s future.


An umbrella insurance policy is surprisingly affordable, often less than a dollar a day. The added protection this provides is a priceless investment in your future. At Tulsa Insurance Guy, we partner with over 80 nationally-recognized insurance carriers. This allows us to provide you the best coverage at even better rates.


Additionally, the majority of our insurance carriers will lower your home insurance rate when you choose to invest in an umbrella policy with their company. In this way, you can save money while receiving the coverage you deserve.

Who We Work With

Over 81 Companies to Choose From

Tulsa Umbrella Insurance Coverage

At Tulsa Insurance Guy, we work with over 80 nationally-recognized insurance carriers, providing our clients with access to the best policies at incredible rates! Because of this, we offer a wide range of umbrella insurance coverage that can be customized to meet your unique needs. 


Tulsa umbrella insurance is available in $1 million increments up to a maximum of $5 million. In most cases, an umbrella policy will provide additional coverage for:

  • Bodily injury and property damage in an accident that exceeds your auto liability limits.
  • Bodily injury in the event of an accident on your property that exceeds your homeowners’ liability limits.
  • Lawsuits and legal costs related to the invasion of privacy, libel or slander, and defamation of character.
  • Unforeseen situations, such as an accident involving a borrowed vehicle or an accident in another country.

Independent Insurance Agency Tulsa
Tulsa Insurance Guy

Choosing Your Umbrella Insurance Policy

Chances are, this may be the first time you are hearing of an umbrella insurance policy. Because of this, many people assume they do not need to invest in this important type of coverage. However, if you find yourself facing a lawsuit for any reason, an umbrella insurance policy could save you from living your worst nightmare.

To purchase Tulsa umbrella insurance, most of our insurance carriers require that you have an existing auto policy with them including a certain amount of liability coverage. Your umbrella policy will provide you with an extra layer of liability protection for any type of insurance coverage held with that company or other insurance companies.

We all enjoy traveling. However, traveling also presents many opportunities for accidents to occur. A Tulsa umbrella insurance policy covers not only you but also your spouse and family members living in your household. While your auto insurance policy is not likely to cover an accident had while driving in a foreign country, your umbrella policy will. With an umbrella policy in place, you can enjoy your journey, knowing that you are prepared for anything life throws your way.

In the event of a lawsuit against you or your family, you quickly accumulate legal defense fees of thousands of dollars. These fees are also covered, win or lose, for all claims covered by your personal umbrella policy and not covered by your underlying insurance policy.

Do You Need Tulsa Umbrella Insurance?

There are a few easy ways to decide if you should invest in a Tulsa umbrella insurance policy. At Tulsa Insurance Guy, we will help you assess the total value of your assets. This includes anything of value including your bank accounts, investments, savings, home, and other assets. From this valuation, we can determine if your assets exceed the limits of your home or auto insurance policies. 


If you find that your assets are more than your insurance coverage, you must invest in this important type of insurance coverage. If you fail to do so, you risk losing everything in a lawsuit.


In addition to assessing the total value of your assets, you must also assess your level of risk. Some individuals are exposed to situations that elevate their potential for a lawsuit. Common risk factors include things such as employing individuals to work in your home, owning a trampoline, swimming pool, or hot tub, or renting your property. Other risk factors include frequently hosting parties, having a name that is known within your community or having a home full of teenagers.

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Are you interested in learning more about this essential type of insurance coverage? Contact our team today for more information!

Umbrella Insurance Through Tulsa Insurance Guy

Our team is dedicated to providing a simple, streamlined insurance experience.

By carefully assessing the level of risk of both you and your family members, you can determine whether umbrella insurance is right for you. At Tulsa Insurance Guy, we can provide you with Tulsa umbrella insurance policies for less than a dollar a day. With such reasonable rates, we strongly believe that every individual should invest in an umbrella insurance policy. 


The simple act of investing in umbrella coverage could save you from living through your worst nightmare. Unfortunately, a multimillion-dollar lawsuit could happen to anyone. In today’s society, individuals sue others over seemingly small issues. By purchasing umbrella insurance, you are protecting both you and your family against the unexpected.